:root{--blue:#001e79;--deep:#00004e;--ink:#00004e;--orange:#cf2a36;--paper:#ffffff;--line:#d4dbdc}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}a:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:6px}button,a,summary{-webkit-tap-highlight-color:transparent}.review{background:var(--deep);color:white;text-align:center;font-size:9px;letter-spacing:1.5px;padding:9px 12px}header{height:108px;display:flex;align-items:center;justify-content:space-between;margin:0 5.5%;border-bottom:1px solid var(--line);gap:24px}.signature{font-family:Georgia,serif;font-size:29px;letter-spacing:-1px}.signature span{display:block;font:8px Arial;letter-spacing:2px;margin-top:9px}nav{display:flex;gap:30px;font-size:12px}nav a:hover,.textlink:hover{color:var(--orange)}.navcta{font-size:11px;border:1px solid #b4c0c6;border-radius:40px;padding:15px 20px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:6%;padding:58px 5.5% 55px;max-width:1600px;margin:auto}.eyebrow{font-size:10px;letter-spacing:1.7px;font-weight:600;line-height:1.7}.eyebrow i{display:inline-block;width:7px;height:7px;background:var(--orange);border-radius:100%;margin-right:8px}h1{font-size:clamp(52px,5.5vw,88px);font-weight:400;letter-spacing:-4px;line-height:1.03;margin:28px 0}h1 span{display:block;overflow:hidden}em{font-family:Georgia,serif;font-weight:400;color:var(--blue);letter-spacing:-3px}h1 em{font-size:1.08em}.lead{font-size:15px;line-height:1.9;color:#526773;max-width:500px}.actions{display:flex;align-items:center;gap:26px;margin-top:32px}.button{display:inline-flex;align-items:center;gap:44px;padding:18px 24px;border-radius:2px;background:var(--blue);color:white;font-size:12px}.button b{font-size:19px;font-weight:400}.button:hover{background:var(--deep)}.textlink{font-size:11px;border-bottom:1px solid #99aab4;padding-bottom:6px}.textlink span{margin-left:12px}.hero-note{border-top:1px solid var(--line);margin-top:46px;padding-top:20px;display:flex;justify-content:space-between;max-width:475px;font-size:10px;line-height:1.6}.hero-note>span:first-child{font-size:8px;letter-spacing:1.5px}.portrait{position:relative;background:#ebeff6;padding:24px 28px 0;align-self:start;min-height:540px}.portrait-top{display:flex;justify-content:space-between;font-size:8px;letter-spacing:1.8px}.portrait-top span:last-child{font-size:25px;line-height:15px}.photo{margin:22px 34px 0;overflow:hidden;border-radius:160px 160px 0 0;height:394px;background:#c6c9bc}.photo img{width:100%;height:100%;object-fit:cover;object-position:center 25%;display:block}.portrait-bottom{display:flex;justify-content:space-between;align-items:center;margin:20px 0 24px;gap:15px}.serif{font-family:Georgia,serif;font-style:italic;font-size:25px;letter-spacing:-1px}.portrait-bottom>span:last-child{font-size:9px;line-height:1.7}.orbit{position:absolute;right:-19px;top:285px;background:var(--orange);color:white;width:98px;height:98px;display:grid;place-content:center;border-radius:50%;font-size:10px;letter-spacing:1.5px;line-height:1.5;transform:rotate(9deg)}.promise{padding:70px 8%;border-top:1px solid var(--line)}h2{font-size:45px;line-height:1.14;font-weight:400;letter-spacing:-1.7px;margin:22px 0 35px}h2 em{letter-spacing:-1.8px}.three{display:grid;grid-template-columns:repeat(3,1fr);gap:65px;margin-top:45px}.three article{border-top:1px solid #bfcbd0;padding-top:25px}.three span{font-size:10px;color:var(--orange)}h3{font-size:19px;font-weight:400}.three p,.aboutgrid p,.news p,.articlelist p{font-size:14px;line-height:1.9;color:#526773}.feature{background:var(--deep);color:white;display:flex;justify-content:space-between;padding:66px 8%}.feature em{color:#c4ddee}.light{background:var(--paper);color:var(--deep)}.bigfive{font:290px/.9 Georgia;color:#cf2a36;display:flex;flex-direction:column;align-items:center}.bigfive span{font:9px/1.8 Arial;color:white;letter-spacing:2px;margin-top:26px}footer{margin:0 5.5%;padding:45px 0;display:flex;justify-content:space-between;align-items:center;gap:35px}footer p{font-size:9px;line-height:1.8;color:#526773;max-width:520px}footer img{background:var(--blue);padding:10px;box-sizing:content-box}.pageintro{padding:62px 8% 40px;border-bottom:1px solid var(--line)}.pageintro h1{font-size:75px}.aboutgrid{padding:65px 12%;display:grid;grid-template-columns:280px 1fr;gap:80px;align-items:center}.aboutgrid img{width:100%;height:auto;border-radius:160px 160px 0 0}.source-note{font-size:11px!important;line-height:1.8;color:#66767d;margin:35px 0}.source-note a{text-decoration:underline}.faqs{max-width:960px;margin:35px auto 70px;padding:0 25px}details{border-bottom:1px solid var(--line)}summary{display:flex;align-items:center;gap:30px;padding:27px 0;font-size:21px;cursor:pointer;list-style:none}summary::-webkit-details-marker{display:none}summary span{color:var(--orange);font-size:10px}summary b{margin-left:auto;font-weight:400;color:var(--blue)}details[open] summary b{transform:rotate(45deg)}details p{max-width:720px;margin:0 40px 30px;line-height:1.9;font-size:14px;color:#526773}.resourcegrid{display:grid;grid-template-columns:1fr 1fr;gap:20px;padding:50px 8%}.resource{padding:35px;background:#ebeff6;display:flex;flex-direction:column;gap:30px;position:relative;overflow:hidden}.resource span,.resource b{font-size:10px;letter-spacing:1px}.resource strong{font:32px/1.2 Georgia;font-weight:400}.mainresource{grid-row:span 2;background:var(--deep);color:white;min-height:460px}.mainresource i{position:absolute;font:250px Georgia;right:0;bottom:-50px;color:#cf2a36;opacity:.8}.mainresource b{z-index:1;margin-top:auto}.news{padding:15px 8% 60px}.articlelist{max-width:900px;padding:35px 30px 70px;margin:auto}.articlelist article{display:flex;gap:40px;border-bottom:1px solid var(--line);padding:25px 0}.articlelist article>span{color:var(--orange);font:24px Georgia;margin-top:22px}.articlelist h2{font-size:32px;margin-bottom:15px}.skip{position:fixed;top:-100px;left:20px;background:white;padding:20px;z-index:99}.skip:focus{top:10px}::view-transition-old(root){animation:exit .25s ease both}::view-transition-new(root){animation:enter .55s cubic-bezier(.2,.8,.2,1) both}@keyframes exit{to{opacity:0;transform:translateY(-12px)}}@keyframes enter{from{opacity:0;transform:translateY(25px)}}@keyframes reveal{from{clip-path:inset(100% 0 0);transform:translateY(20px)}to{clip-path:inset(0);transform:none}}.arrive h1 span{animation:reveal .9s cubic-bezier(.2,.8,.2,1) both}.arrive h1 span:nth-child(2){animation-delay:.1s}.arrive h1 span:nth-child(3){animation-delay:.2s}.arrive .photo{animation:reveal 1.1s cubic-bezier(.2,.8,.2,1) both}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{animation:none!important;transition:none!important}}@media(max-width:800px){header{height:auto;min-height:115px;flex-wrap:wrap;padding:20px 0;gap:20px}.signature{font-size:25px}nav{gap:24px;order:3;width:100%;font-size:11px}.navcta{padding:11px;font-size:9px}.hero{grid-template-columns:1fr;padding:33px 6% 40px;gap:36px}h1{font-size:58px;letter-spacing:-3px;margin:23px 0}.lead{font-size:14px}.actions{gap:19px}.button{gap:30px;padding:16px 21px}.textlink{font-size:10px}.hero-note{margin-top:30px}.portrait{margin:0 12px 0 0;min-height:0;padding:22px 20px 0}.photo{height:390px;margin:22px 25px 0}.portrait-bottom{margin-bottom:22px}.orbit{width:87px;height:87px;right:-15px}.promise{padding:45px 6%}h2{font-size:35px}.three{grid-template-columns:1fr;gap:22px}.three article{padding-top:18px}.feature{padding:45px 6%;gap:10px}.feature h2{font-size:31px}.bigfive{font-size:170px}.bigfive span{font-size:7px;letter-spacing:0}.feature .button{gap:22px}footer{flex-wrap:wrap;gap:20px}.pageintro{padding:40px 6%}.pageintro h1{font-size:53px}.aboutgrid{grid-template-columns:1fr;padding:40px 8%;gap:25px}.aboutgrid img{max-width:240px}.resourcegrid{grid-template-columns:1fr;padding:35px 6%}.mainresource{min-height:390px}summary{font-size:17px;gap:16px}details p{margin-left:26px}.articlelist article{gap:20px}.articlelist h2{font-size:27px}.review{font-size:7px;letter-spacing:.7px}.portrait-top{font-size:7px}}

footer img{background:white}.partnership{padding:35px 8%;display:flex;align-items:center;gap:45px;background:#f1f5fb}.partnership img{width:180px;height:auto}.partnership p{font-size:14px;line-height:1.7}.partnership small{font-size:10px;line-height:1.7;display:block;max-width:650px}@media(max-width:800px){.partnership{flex-direction:column;align-items:flex-start;gap:10px}.partnership img{width:150px}}
/* Version 2: personal editorial layout, quiet branding, usable small-screen controls. */
:root{--paper:#fdfcf9}body{background:var(--paper)}header{height:100px}nav{font-size:13px}.signature span{font-size:9px;letter-spacing:1.4px}.navcta{font-size:12px}h1{font-family:Georgia,serif;letter-spacing:-3.8px;line-height:1.06}h1 em{font-size:1em}.v2hero{grid-template-columns:1fr 1.05fr;gap:6%;padding-top:46px;padding-bottom:54px;align-items:center}.v2hero h1{font-size:clamp(57px,5.6vw,84px)}.v2hero .lead{max-width:430px;font-size:16px;line-height:1.85}.v2hero .actions{gap:22px;flex-wrap:wrap}.button{font-size:13px;min-height:48px}.textlink{font-size:12px;display:inline-block;line-height:1.8}.architecture{margin:0;position:relative;height:570px;overflow:hidden;background:#e4e0d8}.architecture>img{width:100%;height:100%;object-fit:cover}.architecture figcaption{position:absolute;bottom:0;left:0;right:0;padding:28px 24px 18px;color:white;background:linear-gradient(transparent,#0008);font-size:10px;letter-spacing:1.8px;display:flex;justify-content:space-between;gap:15px}.architecture figcaption span{font-size:9px;letter-spacing:0}.byline{display:flex;align-items:center;gap:15px;margin-top:42px;padding-top:24px;border-top:1px solid var(--line);max-width:480px}.byline img{object-fit:cover;border-radius:24px 24px 0 0}.byline strong{font:19px Georgia}.byline span{display:block;font-size:10px;line-height:1.7;margin-top:5px;color:#526773}.byline a{margin-left:auto;font-size:11px;border-bottom:1px solid #b1bdc4;padding-bottom:5px}.personal{padding:70px 13%;border-top:1px solid var(--line);display:grid;grid-template-columns:240px 1fr;gap:9%;align-items:center}.personal-photo img{display:block;width:240px;height:360px;object-fit:cover;border-radius:130px 130px 0 0}.personal h2{font-size:43px;margin:20px 0}.promise{padding-top:25px;padding-bottom:65px}.three{margin-top:20px;gap:50px}.partnership{padding:20px 8%;gap:25px}.partnership img{width:115px}.partnership p{margin:5px 0;font-size:11px}.partnership .eyebrow{font-size:9px}.partnership small{font-size:9px}.partnership div{max-width:790px}footer{padding:35px 0}footer p{font-size:10px}.pageintro h1{font-family:Georgia,serif}.faqpaths{display:flex;gap:25px;margin:20px 0 30px;font-size:13px}.faqpaths a{padding:12px 0;border-bottom:1px solid #bcc9d0}.journeybody{padding:45px 8%;display:grid;grid-template-columns:1.5fr 1fr;gap:7%;align-items:start}.journeysteps article{display:flex;gap:25px;padding:15px 0 30px;border-bottom:1px solid var(--line)}.journeysteps article>span{font:20px Georgia;color:var(--orange);padding-top:23px}.journeysteps h2{font-size:30px;margin-bottom:18px}.journeysteps p,.nextstep p,.takeaway li{font-size:15px;line-height:1.9;color:#526773}.nextstep{background:#edf0f7;padding:30px}.nextstep h2{font-size:36px;margin:25px 0}.nextstep small{font-size:11px;line-height:1.8;display:block;margin:20px 0}.nextstep .button{font-size:12px;padding:17px}.takeaway{padding:25px 8% 50px;max-width:1000px}.takeaway h2{font-size:34px}.takeaway ul{padding-left:20px}.arrive h1 span,.arrive .photo{animation:none}.arrive .hero h1{animation:quiet-rise .65s cubic-bezier(.16,1,.3,1) both}.arrive .architecture{animation:quiet-fade .8s ease both}main{view-transition-name:page-content}::view-transition-old(root),::view-transition-new(root){animation:none}::view-transition-old(page-content){animation:content-out .18s ease both}::view-transition-new(page-content){animation:quiet-rise .32s cubic-bezier(.16,1,.3,1) both}@keyframes quiet-rise{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}@keyframes quiet-fade{from{opacity:0}to{opacity:1}}@keyframes content-out{to{opacity:0}}@media(max-width:800px){header{height:auto;min-height:114px;padding:20px 0 12px;gap:12px}.signature{font-size:24px}.signature span{font-size:7px;letter-spacing:.6px}.navcta{font-size:10px;padding:12px 10px;min-height:40px}nav{font-size:12px;gap:23px;justify-content:space-between}nav a{padding:10px 0}.v2hero{padding:30px 6% 38px;gap:28px;grid-template-columns:1fr}.v2hero h1{font-size:clamp(43px,11.2vw,70px);letter-spacing:-2.1px;margin:23px 0}.v2hero h1 span{white-space:nowrap}.v2hero .lead{font-size:15px}.v2hero .actions{margin-top:25px;gap:15px;align-items:flex-start;flex-direction:column}.v2hero .button{padding:16px 22px;gap:24px}.v2hero .textlink{font-size:13px;padding:6px 0}.byline{margin-top:25px;padding-top:20px;gap:12px}.byline span{font-size:9px}.byline a{font-size:10px}.architecture{height:420px}.architecture figcaption{padding:28px 16px 16px;flex-direction:column;gap:5px;font-size:9px}.personal{padding:42px 8%;grid-template-columns:1fr;gap:25px}.personal-photo img{width:180px;height:270px}.personal h2{font-size:34px}.personal .lead{font-size:15px}.personal .textlink{font-size:13px}.promise{padding:20px 8% 40px}.three{gap:22px}.partnership{flex-direction:row;gap:16px;padding:20px 6%;align-items:center}.partnership img{width:88px}.partnership .eyebrow{font-size:8px;letter-spacing:.8px}.partnership p{font-size:10px}.partnership small{font-size:8px}.feature h2{font-size:29px}.feature .button{font-size:12px}.bigfive{font-size:155px}.journeybody{grid-template-columns:1fr;padding:25px 7%;gap:35px}.journeysteps h2{font-size:26px}.nextstep{padding:25px}.takeaway{padding:20px 7% 40px}.takeaway h2{font-size:29px}.pageintro h1{font-size:48px}.faqpaths{gap:20px;font-size:11px}.review{font-size:7px;letter-spacing:.4px}footer p{font-size:10px}.textlink{font-size:13px}}@media(prefers-reduced-motion:reduce){.arrive .hero h1,.arrive .architecture{animation:none}::view-transition-old(page-content),::view-transition-new(page-content){animation:none}}
.jumbonote{margin:0 5.5%;padding:20px 0 28px;border-top:1px solid var(--line);display:flex;align-items:center;gap:22px;flex-wrap:wrap}.jumbonote .eyebrow{font-size:8px;max-width:110px}.jumbonote p{font-size:13px}.jumbonote a{font-size:11px;text-decoration:underline;margin-left:auto}.jumbonote small{width:100%;font-size:9px;color:#647083;margin-top:-14px}@media(max-width:800px){.jumbonote{gap:10px;padding:20px 0}.jumbonote .eyebrow{max-width:none;width:100%;margin:0}.jumbonote p{font-size:14px;line-height:1.8;margin:0}.jumbonote a{margin-left:0;font-size:12px}.jumbonote small{margin-top:0}}

/* Refined header identity: official bank artwork and modern personal wordmark. */
header .header-brand{display:flex;align-items:center;gap:22px;flex-shrink:0;letter-spacing:0}
header .header-bank{display:block;width:88px;height:auto;object-fit:contain}
header .header-identity{display:block;margin:0;padding-left:22px;border-left:1px solid var(--line);font-family:Arial,Helvetica,sans-serif;letter-spacing:0}
header .header-identity strong{display:block;font-family:"Helvetica Neue",Arial,sans-serif;font-size:28px;font-weight:500;letter-spacing:-1.1px;line-height:1.15}
header .header-role{display:block;margin-top:7px;font:8px/1.4 Arial,Helvetica,sans-serif;letter-spacing:1.25px;color:#526773}
@media(max-width:1100px) and (min-width:801px){header{gap:16px}header .header-brand{gap:14px}header .header-identity{padding-left:14px}header .header-bank{width:72px}header .header-identity strong{font-size:24px}header nav{gap:16px}}
@media(max-width:800px){header{display:grid;grid-template-columns:1fr auto;gap:12px 10px;padding-top:20px}header .header-brand{gap:12px;min-width:0}header .header-bank{width:61px}header .header-identity{padding-left:12px}header .header-identity strong{font-size:23px;letter-spacing:-.8px}header .header-role{font-size:6px;letter-spacing:.6px;margin-top:5px}header nav{grid-column:1/-1;gap:12px}header .navcta{font-size:9px;padding:12px 9px;white-space:nowrap}}
@media(max-width:359px){header{grid-template-columns:1fr}header .header-brand{gap:16px}header .header-bank{width:67px}header .header-identity{padding-left:16px}header .navcta{justify-self:start;padding:10px 14px}header nav{grid-row:3;font-size:11px}}
@media(max-width:359px){.hero-copy{min-width:0}.v2hero h1{font-size:36px}.v2hero h1 span{white-space:normal}.byline{gap:8px}.byline img{width:38px;height:48px}.byline strong{font-size:17px}.byline span{font-size:8px}.byline a{font-size:9px}}
/* Official transparent SVG should inherit the page surface, without a white tile. */
footer img{background:transparent}
/* Preserve exact official raster artwork; matching section eliminates its white rectangle. */
.partnership{background:#fff}
/* Editorial refinement — October 10. Clear hierarchy, generous type, calm movement. */
body{font-size:18px;line-height:1.65}header{max-width:1440px;margin:auto;padding:0 5%;height:112px;gap:24px}header nav{font-size:15px;gap:28px}.navcta{display:inline-flex;align-items:center;gap:16px;white-space:nowrap;font-size:14px;padding:14px 20px}.cta-arrow{display:inline-block;flex:0 0 auto;font:20px/1 Arial,sans-serif;letter-spacing:0}.hero{max-width:1440px;margin:auto}.v2hero{padding:72px 5% 88px;gap:7%;grid-template-columns:1.08fr 1fr}.v2hero h1{font-size:clamp(58px,5.1vw,82px);line-height:1.08;letter-spacing:-3px;margin:24px 0 30px}.v2hero .lead{font-size:20px;line-height:1.7;max-width:520px}.architecture{height:620px;border-radius:2px}.architecture figcaption{font-size:12px}.architecture figcaption span{font-size:11px}.actions{margin-top:32px}.button{font-size:16px;padding:19px 25px;gap:24px}.textlink{font-size:16px}.byline{margin-top:38px;padding-top:24px;max-width:520px}.byline strong{font-size:23px}.byline span{font-size:13px}.byline a{font-size:14px}.promise{padding:90px max(5%,calc((100vw - 1296px)/2));background:#f2f3f5}.section-heading{display:grid;grid-template-columns:1fr 2fr;gap:48px;align-items:start}.section-heading h2{margin:0 0 45px;font-size:56px;line-height:1.12}.eyebrow{font-size:12px;line-height:1.6;letter-spacing:1.7px}.three{gap:50px}.three span{font-size:12px}.three h3{font-size:25px;line-height:1.3}.three p,.aboutgrid p,.news p,.articlelist p{font-size:18px;line-height:1.8}.feature{padding:90px max(5%,calc((100vw - 1296px)/2));align-items:center}.feature h2{font-size:58px;line-height:1.1}.bigfive{font-size:260px}.bigfive span{font-size:11px}.pageintro{padding:80px 8% 65px}.pageintro h1{font-size:80px;line-height:1.1}.lead{font-size:20px;line-height:1.75}.aboutgrid{padding-top:80px;padding-bottom:90px}.aboutgrid h2{font-size:49px}.journeysteps p,.nextstep p,.takeaway li,details p{font-size:18px}.journeysteps h2{font-size:36px}.resource strong{font-size:38px}.resource span,.resource b{font-size:13px}summary{font-size:23px}.source-note{font-size:13px!important}.footer-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:20px 40px;padding:38px 6%;border-top:1px solid var(--line);font-size:15px}.footer-nav a{padding:6px 0}footer{padding:40px 0}footer p{font-size:12px}.partnership{padding:28px 8%;gap:28px}.partnership p{font-size:13px}.partnership small{font-size:11px}.partnership img{width:115px}.scroll-reveal{transition:opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1)}.scroll-reveal.waiting{opacity:0;transform:translateY(20px)}
@media(max-width:1100px){header nav{gap:16px;font-size:13px}header .navcta{font-size:12px}.section-heading{grid-template-columns:1fr}.section-heading h2{margin-bottom:20px}.v2hero .lead{font-size:18px}}
@media(max-width:800px){header{display:flex;justify-content:space-between;flex-wrap:wrap;min-height:0;height:auto;padding:22px 6%;gap:18px;margin:0;border-bottom:1px solid var(--line)}header nav{display:none}header .header-bank{width:65px}header .header-role{font-size:7px}header .header-identity strong{font-size:25px}header .navcta{font-size:13px;padding:11px 15px;gap:12px;min-height:44px}.cta-arrow{font-size:18px}.v2hero{display:flex;flex-direction:column;padding:40px 6% 50px;gap:36px;align-items:stretch}.v2hero h1{font-size:clamp(39px,10.5vw,67px);letter-spacing:-1.8px;line-height:1.1;margin:20px 0 25px}.v2hero h1 span{white-space:normal}.v2hero .lead{font-size:18px;line-height:1.75}.v2hero .actions{gap:18px;margin-top:28px}.v2hero .button{font-size:15px;padding:17px 21px}.v2hero .textlink{font-size:15px}.byline{gap:18px;margin-top:30px}.byline span{font-size:12px}.byline strong{font-size:21px}.byline a{font-size:13px}.architecture{height:380px}.architecture figcaption{font-size:10px}.promise{padding:54px 7%}.section-heading{display:block}.section-heading h2{font-size:38px;margin:20px 0 34px}.three{gap:30px}.three h3{font-size:24px;margin:15px 0}.three p{font-size:17px}.three article{padding-top:22px}.feature{padding:54px 7%;display:block}.feature h2{font-size:40px;margin:22px 0 30px}.bigfive{display:none}.pageintro{padding:44px 7% 38px}.pageintro h1{font-size:clamp(40px,10vw,56px);letter-spacing:-1.8px}.lead{font-size:18px}.aboutgrid{padding:48px 7%;gap:32px}.aboutgrid h2{font-size:36px}.aboutgrid p,details p,.journeysteps p,.nextstep p,.takeaway li{font-size:17px}.journeysteps h2{font-size:29px}.resource strong{font-size:32px}summary{font-size:19px;line-height:1.5;padding:24px 0}.footer-nav{display:grid;grid-template-columns:1fr 1fr;gap:10px 25px;justify-content:start;padding:32px 7%;font-size:15px}.footer-nav a{min-height:44px;display:flex;align-items:center}.partnership{padding:24px 7%;align-items:flex-start;flex-direction:column;gap:12px}.partnership p{font-size:12px}.partnership small{font-size:11px}.partnership img{width:105px}footer{gap:24px;padding:32px 0}footer p{font-size:12px}.eyebrow{font-size:11px;letter-spacing:1.3px}.source-note{font-size:12px!important}}
@media(max-width:430px){header .navcta{width:100%;justify-content:space-between;background:transparent;color:var(--blue);border-top:1px solid var(--line);border-bottom:0;border-left:0;border-right:0;border-radius:0;padding:14px 0 0;min-height:38px}header .header-bank{width:70px}header .header-identity strong{font-size:26px}}
@media(prefers-reduced-motion:reduce){.scroll-reveal,.scroll-reveal.waiting{transition:none;transform:none;opacity:1}}

/* Softer geometry: consistent corners across images, cards and controls. */
:root{--radius-card:24px;--radius-control:14px}
.architecture,.portrait,.resource,.nextstep{border-radius:var(--radius-card);overflow:hidden}
.button{border-radius:var(--radius-control)}
.aboutgrid img,.personal-photo img{border-radius:140px 140px 24px 24px}
.photo{border-radius:160px 160px 24px 24px}
.three{gap:24px}
.three article{border:1px solid #dce1e5;border-radius:var(--radius-card);background:var(--paper);padding:28px}
@media(max-width:800px){:root{--radius-card:20px;--radius-control:12px}.three article{padding:24px}.three{gap:18px}}
@media(max-width:430px){header .navcta{border:1px solid var(--line);border-radius:var(--radius-control);padding:12px 16px;min-height:46px}}
/* Purposeful chapter flow and equal-weight customer paths. */
body{font-family:"Avenir Next","Helvetica Neue",Arial,sans-serif}h1,h2,h3,.resource strong{font-family:"Avenir Next","Helvetica Neue",Arial,sans-serif;font-weight:500;letter-spacing:-.045em}h1 em,h2 em{font-family:inherit;font-style:normal;font-weight:400;letter-spacing:inherit;color:#536a9f}header .navcta{margin-left:auto;background:var(--blue);color:white;border:0;border-radius:999px;padding:14px 23px;width:auto;min-height:48px}header .navcta:hover{background:var(--deep)}.v2hero h1{font-size:clamp(54px,5.3vw,80px);font-weight:500;letter-spacing:-.055em}.intro-scroll{display:inline-flex;align-items:center;gap:30px;font-size:15px;margin-top:32px;padding:12px 0}.intro-scroll span{font-size:24px}.person-section,.path-selector,.journal-section{max-width:1440px;margin:auto;padding:100px 8%}.person-section{display:grid;grid-template-columns:.75fr 1.25fr;gap:10%;align-items:center;scroll-margin-top:30px}.person-image{background:#edf0f5;border-radius:28px;padding:35px;display:flex;justify-content:center}.person-image img{display:block;max-width:100%;width:280px;height:auto;border-radius:20px}.person-copy h2,.path-heading h2,.journal-heading h2{font-size:clamp(38px,4.1vw,60px);line-height:1.12;margin:20px 0 28px}.person-copy>p:not(.eyebrow),.path-heading>p:not(.eyebrow),.journal-heading>p:not(.eyebrow){color:#526773;line-height:1.8}.person-copy .textlink{margin-top:18px}.path-selector{border-top:1px solid var(--line)}.path-heading{text-align:center;margin:0 auto 42px}.path-options{display:grid;grid-template-columns:1fr 1fr;gap:24px}.path-card{border:1px solid #d5dce7;border-radius:24px;padding:36px;display:flex;flex-direction:column;background:#f1f4f9;transition:background .25s,transform .25s}.path-card:hover{background:#e8edf7;transform:translateY(-4px)}.path-card h3{font-size:32px;line-height:1.25;margin:30px 0 16px}.path-card p{font-size:18px;color:#526773;line-height:1.8;margin:0 0 34px}.path-link{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:auto;font-size:15px;font-weight:500}.path-link b{font-size:25px;font-weight:400}.section-heading{grid-template-columns:.65fr 2fr}.section-heading h2{font-size:clamp(38px,4.2vw,60px)}.three h3{letter-spacing:-.035em;font-weight:500}.journal-section{display:grid;grid-template-columns:1fr 1fr;gap:8%;align-items:center}.journal-heading .textlink{margin-top:16px}.journal-feature{background:var(--blue);color:white;border-radius:28px;padding:40px;min-height:480px;position:relative;overflow:hidden;display:flex;flex-direction:column}.journal-feature h3{font-size:40px;line-height:1.16;max-width:360px;margin:40px 0 22px;z-index:1}.journal-feature p{max-width:310px;color:#d7e1f8;line-height:1.8;font-size:17px;z-index:1}.journal-feature .path-link{padding-top:35px;z-index:1}.journal-number{position:absolute;right:15px;bottom:30px;font-size:170px;line-height:1;letter-spacing:-.09em;color:#fff;opacity:.07;pointer-events:none}
@media(max-width:800px){header .navcta{font-size:13px;width:auto;padding:12px 18px;min-height:44px}.v2hero h1{font-size:clamp(40px,10vw,67px)}.person-section,.path-selector,.journal-section{padding:60px 7%}.person-section{grid-template-columns:1fr;gap:32px}.person-image{max-width:340px;width:100%;padding:28px}.person-image img{width:240px}.person-copy h2,.path-heading h2,.journal-heading h2{font-size:38px}.person-copy p,.journal-heading p{font-size:17px}.path-heading{text-align:left;margin-bottom:28px}.path-options{grid-template-columns:1fr;gap:18px}.path-card{padding:28px}.path-card h3{font-size:29px;margin-top:24px}.path-card p{font-size:17px}.section-heading{display:block}.journal-section{grid-template-columns:1fr;gap:32px}.journal-feature{min-height:430px;padding:30px}.journal-feature h3{font-size:36px}.intro-scroll{font-size:14px}.person-section{scroll-margin-top:12px}}
@media(max-width:430px){header{gap:16px}header .header-bank{width:55px}header .header-identity strong{font-size:22px}header .header-role{font-size:6px}header .header-brand{gap:10px}header .header-identity{padding-left:10px}header .navcta{font-size:12px;padding:11px 15px;gap:8px}header .navcta .cta-arrow{display:none}}
/* Scroll focus: current chapter stays clear, neighboring chapters softly recede. */
main>section{filter:blur(var(--chapter-blur,0px));transition:filter .25s ease}
main>section.scroll-reveal{transition:filter .25s ease,opacity .7s ease,transform .7s cubic-bezier(.2,.7,.2,1)}
main>section:focus-within{filter:none}
@media(prefers-reduced-motion:reduce){main>section{filter:none!important;transition:none!important}}
@media print{main>section{filter:none!important}}

/* Soft section snapping preserves natural scrolling through longer chapters. */
html{scroll-snap-type:y proximity;scroll-padding-top:24px}
main>section{scroll-snap-align:start;scroll-snap-stop:normal}
@media(prefers-reduced-motion:reduce){html{scroll-snap-type:none}}
/* Viewport chapters: centered composition, no blur or clipped reading content. */
html{scroll-snap-type:none;scroll-padding-top:0}
html:has(.v2hero){scroll-snap-type:y mandatory}
main>section{filter:none!important;scroll-snap-align:none}
main:has(.v2hero)>section{min-height:100svh;scroll-snap-align:center;scroll-snap-stop:always;box-sizing:border-box}
main:has(.v2hero)>.v2hero{min-height:calc(100svh - 145px);scroll-snap-align:start;padding-top:40px;padding-bottom:40px}
.v2hero .architecture{height:clamp(380px,65svh,620px)}
.person-section,.journal-section{align-content:center}
.path-selector,.promise{display:flex;flex-direction:column;justify-content:center}
.path-selector,.promise,.person-section,.journal-section{padding-top:64px;padding-bottom:64px}
.path-heading h2{margin-top:12px;margin-bottom:20px}.path-heading{margin-bottom:30px}
.motion-item{--reveal-x:0px;--reveal-y:30px;transition:opacity .85s cubic-bezier(.22,1,.36,1),transform .85s cubic-bezier(.22,1,.36,1);transition-delay:var(--reveal-delay,0ms)}
.person-image{--reveal-x:-38px;--reveal-y:0px}.person-copy,.journal-feature{--reveal-x:38px;--reveal-y:0px}
.motion-item.reveal-pending{opacity:0;transform:translate(var(--reveal-x),var(--reveal-y))}
.motion-item:focus-within{opacity:1;transform:none}
.arrive .hero-copy{animation:quiet-rise .85s cubic-bezier(.22,1,.36,1) both}
.arrive .hero h1{animation:none}
.arrive .architecture{animation:image-slide 1s cubic-bezier(.22,1,.36,1) both}
@keyframes image-slide{from{opacity:0;transform:translateX(32px)}to{opacity:1;transform:none}}
@media(max-width:800px){html:has(.v2hero){scroll-snap-type:y proximity}main:has(.v2hero)>section{scroll-snap-align:start;scroll-snap-stop:normal;min-height:100svh}.person-section,.journal-section,.path-selector,.promise{padding-top:48px;padding-bottom:48px}.v2hero .architecture{height:380px}.motion-item{--reveal-x:0px;--reveal-y:22px}}
@media(prefers-reduced-motion:reduce){html:has(.v2hero){scroll-snap-type:none}.motion-item,.motion-item.reveal-pending{opacity:1;transform:none;transition:none}.arrive .hero-copy,.arrive .architecture{animation:none}}
html:has(.v2hero) footer{scroll-snap-align:end}
/* The landing snap includes the review strip and full brand header. */
html:has(.v2hero) .review{scroll-snap-align:start;scroll-snap-stop:always}
main:has(.v2hero)>.v2hero{scroll-snap-align:none}
/* Natural scrolling with content-led spacing instead of viewport-sized chapters. */
html:has(.v2hero){scroll-snap-type:none}
html:has(.v2hero) .review,html:has(.v2hero) footer,main:has(.v2hero)>section{scroll-snap-align:none;scroll-snap-stop:normal}
main:has(.v2hero)>section,main:has(.v2hero)>.v2hero{min-height:0}
/* Quiet editorial dividers distinguish chapters during natural scrolling. */
main:has(.v2hero)>section+section{position:relative;border-top:0}
main:has(.v2hero)>section+section::before{content:"";position:absolute;top:0;left:8%;right:8%;height:1px;background:linear-gradient(to right,#001e79 0 48px,#cdd5e0 48px 100%);pointer-events:none}
@media(max-width:800px){main:has(.v2hero)>section+section::before{left:7%;right:7%;background:linear-gradient(to right,#001e79 0 32px,#cdd5e0 32px 100%)}}

/* A bold numerical lead for the featured buyer guide. */
.journal-feature h3{display:flex;flex-direction:column;gap:14px;margin-top:24px}
.journal-five{display:block;color:#ff5964;font-size:140px;font-weight:600;line-height:.85;letter-spacing:-.06em}
@media(max-width:800px){.journal-five{font-size:112px}}
/* Layer the numeral quietly behind an aligned editorial headline. */
.journal-feature h3{position:relative;display:grid;grid-template-columns:70px 1fr;align-items:center;gap:12px;max-width:none;min-height:210px;margin:30px 0 22px;isolation:isolate}
.journal-five{position:relative;align-self:center;z-index:-1;font-size:250px;line-height:.85;font-weight:500;color:#f34d59;opacity:.3;letter-spacing:-.08em;pointer-events:none}
.journal-feature h3>span:last-child{position:relative;z-index:1;font-size:38px;line-height:1.15}
@media(max-width:800px){.journal-feature h3{grid-template-columns:48px 1fr;gap:10px;min-height:190px}.journal-five{font-size:220px}.journal-feature h3>span:last-child{font-size:32px}}
.journal-five{color:#ff5964;opacity:.72}
.contact-section{margin:0 auto;padding:76px 8%;max-width:1440px;display:grid;grid-template-columns:1fr 1fr;gap:8%;border-top:1px solid var(--line);scroll-margin-top:24px}.contact-section h2{font-size:48px;line-height:1.15}.contact-section p{color:#526773;font-size:17px}.contact-details{background:#edf1f8;border-radius:24px;padding:32px}.contact-details .contact-name{font-size:26px;color:var(--ink);margin:0}.contact-details dl{margin:28px 0}.contact-details dl>div{display:grid;grid-template-columns:70px 1fr;gap:14px;margin:16px 0}.contact-details dt{font-size:13px;color:#526773}.contact-details dd{margin:0;font-size:18px;overflow-wrap:anywhere}.contact-details dd a{text-decoration:underline;text-underline-offset:5px}.contact-details .contact-office{font-size:15px}.contact-details .textlink{font-size:14px}@media(max-width:800px){.contact-section{grid-template-columns:1fr;padding:48px 7%;gap:28px}.contact-section h2{font-size:38px}.contact-details{padding:24px}.contact-details dd{font-size:16px}}
